In Germany, the brokerage fee for an insurance product is part of the insurance premium that the policyholder pays to the insurance company. The insurer then pays the brokerage fee to the insurance broker. However, the insurance broker's suggestions are based on the wishes and needs of the customer. Your preferences and goals are, therefore, clearly in the foreground. Insurance brokers in Germany are also liable for incorrect advice. Our independence at Insurance Broker Frankfurt is not affected by the fact that the remuneration is already included in the insurance premium.
Whether you choose and take out insurance yourself on various portals online, or do it in collaboration with an expert, does not change the price.