Risk & retirement planning

There are more and more older people and fewer and fewer young people. The background of this demographic development is well known by everyone these days. And there are many ways to make appropriate provision for yourself personally. Whether a state-subsidized investment or a purely private pension plan, that is one of the many questions here. "Should I get huge or is it not worth it because same-sex couples are not eligible?"

In the following, you will find a lot of information on different types of retirement and other personal provision. And since all our insurance products and services are tailored to expatriates, you will find various details here than at other institutions and insurance brokers. Unfortunately, pension products are usually tailored to German-speaking customers and do not take into account the understandable explanations of the often bureaucratic products. If you take out cover too late, this is often followed by a cap that leads to lower pension payment. Therefore, individual advice for new foreign citizens is highly recommended.

Often the insurance industry has its jargon. "Should it be a basic provision from layer I (e.g. Rürup pension) or a company pension insurance from layer II?" "Do I take the private pension insurance offered by my bank from layer III, or is there a product suitable for me? All right? No?
As you can see, this is not an easy issue to resolve. Many people choose to use a product called a "TV dinner". But who wants to go without a balanced diet in real life?